Category: Finance

Breathing Underwater With HARP Loan

To substantially reduce mortgages, borrowers may opt to refinance at a lower interest rate and/or increase payments on the mortgage. However, in cases where the house has lost its initial value as shown through a high LTV or loan-to-value ratio, borrowers may choose to apply for a HARP or Home Affordable Refinance Program loan from lenders like Primary Residential… Continue reading Breathing Underwater With HARP Loan

Conveyancing Cost: A Breakdown of the Inclusions

The conveyancing process, or the legal processes involved in buying and selling a property, can be a complicated process. Not to mention, each state has its legislation that can further confuse the process. North Lakes real estate-related legislations will differ from the legislations in Adelaide. While it usually starts with comparing the costs, you might… Continue reading Conveyancing Cost: A Breakdown of the Inclusions

Big Savings, Small Taxes: Friendly Advises for Small Business Owners

Small businesses value every cent they save, especially when they have to keep up with all the expenses, such as taxes. It doesn’t matter if your business in Utah is a corporation or partnership for there are ways to reduce liability. Proper tax planning will allow you to put those tax savings to good use… Continue reading Big Savings, Small Taxes: Friendly Advises for Small Business Owners

Fixed Rate Mortgage: Do the Pros Outweigh the Cons?

While a fixed-rate mortgage offers certainty in terms of interest rates, many are still hesitant to consider this because of its higher monthly payment. The said home loan program has a higher interest rate, which then results in higher monthly payment. This is the cost of the financial certainty provided by the loan. Constant Rates… Continue reading Fixed Rate Mortgage: Do the Pros Outweigh the Cons?

Ousting Small Business Inaccuracy with the Right Accountant

Accounting is a way of life — for organization in small businesses, that is. At first glance, the process seems simple enough. All you have to do is keep track of exchanges, right? But as intuitive as that sounds, precise accounting is crucial to the survival of your business, especially for start-ups. Through accurate accounting,… Continue reading Ousting Small Business Inaccuracy with the Right Accountant

How to Get The Money You Need to Keep Your Small Business in Business

Sufficient cash flow is every small business’ lifeline. Think about this, many small businesses fail because of insufficient funds. If you don’t want your business to fail due to funding matters, take matters into your own hands to obtain credit that your business requires to stay afloat and prosper. Here are a few ideas. Measure… Continue reading How to Get The Money You Need to Keep Your Small Business in Business

3 Things You Must Not Do Before Applying for a Home Loan

Nothing is more exciting than taking your first step towards home ownership. You can’t wait to end your renting life, and start paying for something you could actually own someday. Considering the number of housing options in Utah, the property hunt gets even more thrilling. Unless you’re well heeled enough to buy your first-ever home… Continue reading 3 Things You Must Not Do Before Applying for a Home Loan

Save Money By Refinancing Home Mortgage Loans!

As you have taken a mortgage on your home, you must be aware that during repayment you can choose to pay the principal and the interest or only the interest. However, no matter which type of loan you have taken, you have to repay the entire loan amount and the principal within the time limit.… Continue reading Save Money By Refinancing Home Mortgage Loans!

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